Terms of Use

Welcome to CalcNest. By accessing or using this website (the “Site”), you agree to be bound by these Terms of Use. If you do not agree, please do not use the Site.

1. Use of the Site

CalcNest provides free online calculators and related educational content. You may use the Site for personal, non-commercial purposes. You agree not to misuse the Site, including by attempting to disrupt its operation, scraping content at scale, or using automated systems to access it in a way that burdens our infrastructure.

2. No Professional Advice

All calculators, results, and content on the Site are provided for general informational and educational purposes only. They do not constitute financial, investment, tax, legal, medical, or other professional advice, and they are not a substitute for advice from a qualified professional who knows your specific circumstances. Lenders, employers, and healthcare providers use additional factors our tools do not model. Always verify important numbers with the relevant institution or professional before acting.

3. Accuracy of Results

We work hard to keep our formulas correct and our content current, but we make no warranty that results are accurate, complete, or up to date for your situation. Calculator outputs are estimates based solely on the values you enter and the stated assumptions.

4. Intellectual Property

The Site and its original content, features, design, and functionality are owned by CalcNest and are protected by copyright and other intellectual property laws. You may link to our pages and share results, but you may not republish substantial portions of the Site without prior written permission.

5. Third-Party Links and Advertising

The Site may contain links to third-party websites and may display advertisements served by third parties. We are not responsible for the content, policies, or practices of any third-party site or advertiser. See our Privacy Policy for details on advertising and cookies.

6. Disclaimer of Warranties

The Site is provided on an “as is” and “as available” basis, without warranties of any kind, express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, and non-infringement.

7. Limitation of Liability

To the fullest extent permitted by law, CalcNest and its operators shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or for any loss of profits, savings, or data, arising out of or related to your use of — or inability to use — the Site, even if we have been advised of the possibility of such damages.

8. Changes to the Site and These Terms

We may modify, suspend, or discontinue any part of the Site at any time. We may also revise these Terms from time to time; the “Last updated” date above reflects the most recent version. Your continued use of the Site after changes take effect constitutes acceptance of the revised Terms.

9. Governing Law

These Terms are governed by and construed in accordance with the laws of the United States, without regard to conflict-of-law principles.

10. Contact

Questions about these Terms? Email us at contact@jsonbug.com.